State Pension back payments of around £5,000 most-likely due for women in their 60s and 70s
15.12.2023 - 11:35
/ dailyrecord.co.uk
HM Revenue and Customs (HMRC) has started writing to thousands of older people who may have been underpaid their State Pension due to missing information on their National Insurance (NI) record. The issue affects mostly women in their 60s and 70s who may have Home Responsibilities Protection (HRP) missing from their NI record.
The Department for Work and Pensions (DWP) and HMRC are working together to find people affected and correct their records so they can receive the right amount of State Pension. More than 200,000 women are due a share of underpayments totalling more than one billion pounds - equivalent to some £5,000 each.
Home Responsibilities Protection was a scheme designed to help protect parents’ and carers’ entitlement to the State Pension and was replaced by NI credits from April 6, 2010. HMRC is using NI records to identify as many people as possible who might have been entitled to HRP between 1978 and 2010 and have no HRP on their NI record.
After May 2000, it became mandatory to include a NI number on claims so people claiming after this point will not have been affected.
The National Audit Office (NAO), which scrutinises public spending for Parliament, previously said it is estimated that 210,000 people have been underpaid £1.3 billion of State Pension due to historical issues relating to HRP. But it said the estimate from the DWP is “very uncertain” and could range from £310 million to £1.5 billion.
DWP has said that personal representatives are able to claim on behalf of deceased family members. For more information on eligibility and how to claim, visit the dedicated HRP page on GOV.UK here.
However, pension experts from Spencer Churchill, said that it is essential for the DWP to take proactive
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