HM Revenue and Customs (HMRC) show that more than 264,000 people have opened a UK Government-backed account designed to help those on low incomes.Total deposits into the Help to Save scheme during the six months from August 2020 to January 2021 exceeded £40 million.This was the highest recorded amount saved in a six-month period since the scheme started in September 2018.The scheme allows certain people entitled to Working Tax Credit or claiming Universal Credit to receive a bonus of 50p for