Daily Record.Martin warned: “Not the same with PayPal, sometimes you don’t get that protection using the credit card through PayPal, but you do in most cases on Apple Pay.”PayPal's website states that the ‘Buyer Protection’ programme entitles you to reimbursement for the full purchase price of an item plus the original shipping costs you paid, if any, when you don’t receive it from a seller, or when you receive an item, but the item isn’t what you ordered.However you choose to pay for your