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How to avoid getting into debt when planning a funeral
01.03.2022 - 17:23 / dailyrecord.co.uk
What's the average cost for a funeral in 2022?
In Scotland, it's estimated that the fee is around £4,000. For many families, covering that cost piles on extra pressure during what is already a very difficult and stressful time.
That's why Fosters Funeral Directors is encouraging families to consider the benefits of having a pre-paid funeral plan in place.
The saying goes 'the best things in life are free', but significant moments in life, such as buying a house and getting married, are often very expensive. Saving up for those milestones is commonplace, yet when it comes to discussing what happens when we're gone, people often shy away from the topic.
It's understandable, but could also be why a recent survey reported that 59% of families get into debt when organising a funeral.
Thankfully, it doesn't have to be this way, as Fosters can offer high quality and affordable funeral plans to suit an individual's needs.
There are many reasons why people opt to buy a funeral plan, and funeral arranger Joseph Gallacher has seen first-hand the peace of mind they bring to those planning ahead, and to their family.
He explained: "One lady told me that when she was young, she'd lost both of her parents in a short period of time. She'd taken out a loan to pay the funeral bills and had many a sleepless night worrying about money.
"Now in her 60s and in good health, she is paying up her own plan in small monthly instalments so that her sons don't have the stress of funeral debt once she's gone."
It's not just traditional funerals that can be contributed to in a pre-paid plan.
Joseph continued: "Another gentleman bought a direct cremation plan because he didn't want the formality of a traditional funeral. He said he'd rather his grandkids
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