More and more of us are using cards and phones almost exclusively to pay for goods face-to-face these days. But there's something to be said for handing over a bank note and receiving a handful of change.
06.05.2024 - 09:35 / dailyrecord.co.uk
UK holidaymakers heading abroad this year are being warned to stay wary of a hidden charge that could impact the budget they have set by for their trip.
Tourists have been issued this warning as many tend to forget that you can be charged unexpectedly when using your card abroad to pay for things, or even when withdrawing cash.
Experts from card payment provider Dojo have warned tourists to be wary of which card they use on holiday as it can lead to hidden fees, reports Bristol Live. The experts are urging holidaymakers to avoid unexpected fees that can quickly add up by following some simple steps.
If you use your credit or debit card to pay for items or take cash out from an ATM then you can be charged a fee from your bank. These charges can quickly add up into the hundreds dependant on how many transactions you carry out.
Many banks charge a standard 2.99 per cent fee but it can vary per provider. This means that if you spend or take out £100, then you'll be charged an extra £2.99 - which isn't long in adding up when abroad with family or friends.
When going on holiday, follow these simple steps in order to avoid these hidden fees.
When flying abroad, take a card that doesn't charge these additional fees such as Staring and Monzo. These banks offer cards that carry no abroad charges - whilst household banks in the UK like Halifax, Lloyds and Barclays will charge you for using your card overseas.
These digital wallets make spending super easy with just a tap - but this can have you run into trouble while abroad.
If you have your main debit or credit card as your primary payment form on your digital wallet then you should remove it for your holiday. Instead, add a non-charging bank account like Monzo so you don't get caught out
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