As the energy crisis grows there's a need to 'get off gas' as fast as possible, campaigners have said.
27.01.2022 - 17:38 / dailyrecord.co.uk
Sixty is the most popular age to retire early, according to new research from Aviva.
The survey of 2,000 people across the UK who are planning, or have taken early retirement, was carried out in December and discovered that one in four (25%) people who aspire to retire early aim to do so at 60, while this is also the most popular early retirement age among those who have already retired (17%).
The desire to retire early is primarily driven by wanting to enjoy more freedom while still being fit and well enough to enjoy it, the study suggests - nearly a third (32%) of people who have retired early, or plan to do so, gave this reason for embracing a new lifestyle. Financial security is the second most common factor.
For anyone planning or due to retire this year - early or not - it’s important to understand all tube options available to help make the most-informed decisions about later-life finances.
WEALTH at work, a leading financial wellbeing and retirement specialist, has shared a list of the top 10 things everyone needs to know about retiring in 2022.
Work out how much income you are going to need in retirement including essential funds to meet your day-to-day living expenses, such as household bills, rent or mortgage payments and discretionary expenditure, including holidays and hobbies.
Don’t forget that when you retire you are likely to be paying less income tax, no National Insurance (NI), mortgages and loans may be paid off, you will have no more pension contributions, and any children are likely to be financially independent.
With these reductions in costs, the income you need in retirement is likely to be significantly less than you require during your working life - in fact, it may be possible to need an income
As the energy crisis grows there's a need to 'get off gas' as fast as possible, campaigners have said.
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