State Pension payments after a spouse or partner dies - inheritance rules and who can claim

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State Pension provides essential financial support for nearly 12.5 million older people across Great Britain, including 981,399 living in Scotland. This regular payment is available for those who have reached the UK Government’s eligible retirement age, which is now 66 for both men and women, and have paid at least 10 years' worth of National Insurance Contributions.

Two Scottish MPs have urged the UK Government not to make the same mistake with future State Pension age change communication that has been felt by millions of women born in the 1950s. Some 3.8 million women across Great Britain missed out on State Pension payments due to the change in retirement age from 60 to 65 between 2016 and 2018 and then to 66, for both men and women in October, 2020.

Hundreds of thousands of older Brits living abroad are going to miss out on the financial boost from the return of the State Pension triple lock, warns the CEO and founder of one of the world’s largest independent financial advisory, asset management and fintech organisations.

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An online petition calling on the UK Government to set a minimum level for weekly State Pension payments of £416.80 for everyone over the age of 60, arguing that the new rates from April are “far too low”, has passed the 10,000 signature threshold which triggers an official response. More than 17,330 people have already shown their support for the proposed changes.

People claiming their State Pension entitlement are set to receive an income boost of 10.1 per cent from April as part of the annual uprating from the Department for Work and Pensions (DWP). However, older people also claiming tax-free disability benefits including Attendance Allowance, Disability Living Allowance (DLA), Personal Independence Payment (PIP) and Adult Disability (ADP) could potentially see their income increase to over £1,500 per month.

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A new online petition is calling on the UK Government to set a minimum level of weekly State Pension payments of £416.80 for every retiree, arguing that the current rates are “far too low”. It is also asking for the official age of retirement to be lowered from 66 back to 60 for both men and women.

The UK Government’s second review of the State Pension age is due to be published in May. The latest review into the official age at which someone can retire, now 66 for both men and women, launched at the start of last year and is considering whether the rules around pensionable age are appropriate, based on the latest life expectancy data and other evidence.

People aged over-50 are facing a lifetime of financial insecurity after a recent report highlighted which age group is being hit the hardest by the cost of living crisis. Research from Edinburgh University’s Smart Data Foundry found economic inactivity rates have risen by a third for the over-50s age group since 2019.

More than 1.4 million people over State Pension age are receiving regular financial support for a health condition from the Department for Work and Pensions (DWP). Attendance Allowance is a benefit which currently provides 123,786 older people living in Scotland with daily living expenses of either £61.85 or £92.40 each week.

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New research has discovered that during the ongoing cost of living crisis, people in the UK claiming their State Pension entitlement only just break even despite an increase to weekly payment rates in April. The research, conducted by pension advisors Almond Financial, looked at the current State Pension in comparison to the average cost of living in the UK.

State Pension currently provides essential financial support for 12.5 million older people across the country, including more than one million retirees living in Scotland. This regular payment is available for those who have reached the UK Government’s eligible retirement age, which is now 66 for both men and women, and have paid at least 10 years' worth of National Insurance Contributions.

Basic and New State Pension payments will increase this year by 10.1 per cent for some 12.5million older people across the UK, including 992,052 living in Scotland. The honouring of the Triple Lock rule was confirmed last month by the UK Government and means that older people are set for an income boost of up to £75 per month from April.