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Money saving tip shows how people could save £1,700 using spare change
26.10.2022 - 17:07 / dailyrecord.co.uk
One woman's simple trick could help people save more than £1,000 over the course of a year.
The budgeting hack involves putting the last digit of your bank account balance into a savings account, and while that may not sound like much, it can quickly add up.
According to a tip on social media, a straightforward way to save money involves taking a small amount out of your account each day. To make things easier, some banks even have a 'round up' feature that automatically saves small amounts.
The idea was posted to TikTok by a user named Kathryn who shares financial tips, tricks and guidance to her nearly 25,000 followers under the username @everylittlepenny.
She says: "So this is one of the easiest ways that you can save money. Every day you just go into your bank account and you transfer the last digit of your balance into your savings account."
In Kathryn's case, she saved £33 and, if she were to save a similar amount each week, she would pocket £1,716 over the course of a year.
The amount you save could vary week-to-week, but it is an easy method that could help you build up your savings over time without having a major impact on weekly expenses.
The clip is now just shy of 100k views and has dozens of comments from viewers who have shared their thoughts on the hack.
One TikTok user wrote: "That’s quite a good idea!!"
Another commented: "I do this every time I spend out of bank. round it up just like save the change and then monthly I pop in sub account"
Others added that you don't have to do this manually as there are certain round up banking options that do something similar every time you use your credit or debit card.
One TikTok user pointed out: "You can do round-up with Natwest. I do it and I had something like
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