Martin Lewis explains how Universal Credit claimants may be eligible for a bonus

Birmingham Live. "My view is IF YOU NEED A PAYMENT HOLIDAY, DO IT, BUT ONLY IF NEEDED," he says."The reason it's not a 'grab it' is two-fold."First, because the holiday is just a deferment, you still have to pay what's missed, and the interest that's racked up, later."Plus, while it won't go on your credit file, as I revealed a month ago, payment holidays can affect credit scores as lenders use other methods to detect them."But if you're struggling to repay, and need cash flow, do it.

latest email to shoppers, the Money Saving Expert explained that the Passport Office has said that renewing is taking longer than the usual three weeks, reports the Mirror. Due to the pandemic, some people have reportedly waited as long as three months to receive a new passport - meaning many may be unable to go on holiday as restrictions are listed.A woman called Tracy emailed Martin to complain: "Been waiting 13wks.

Birmingham Live. He added: "And what that means is that you get your quote in the first year and it will be competitive."Then, if you do not change the year after that, they walk the price up slowly - maybe 25 per cent."More the year after, more the year after, a little bit more the year after."The golden rules when it comes to getting home insurance is NOT to auto renew.

mortgage payment holidays have been taken out by customers impacted financially by the Covid-19 pandemic. On top of this, trade association UK Finance members have offered 27 million interest-free overdraft buffers, provided 961,700 payment deferrals on credit cards and 688,900 payment deferrals on personal loans.

Martin Lewis has issued a new list of ‘need-to-knows’ offering invaluable advice for most households across the country during the coronavirus pandemic.

Money Saving Expert has hit out at the ad and said he has had messages from 'upset friends' after seeing that once again, scammers are cashing in on his 'death'. One fan tweeted him the ad which showed a photo of him and a breaking news banner which says 'Farewell Martin Lewis - The UK is in shock.'Martin retweeted it and blasted the scam advert.

UK Government has confirmed that parents on statutory maternity and paternity leave who return to work after a long period of absence can be furloughed. The announcement means that staff who return from maternity and paternity leave after July 1 will be able to join the Coronavirus Job Retention Scheme if their employer is unable to take them back to work.

Martin Lewis responded to claims that some UK caravan parks were refusing to issue customers with refunds, despite them being unable to use the parks.At the time, the financial guru said he was compiling a dossier of complaints and said that if consumer rights have been breached he will forward it to the Competition and Markets Authority.Now, the financial guru has given new information to help owners get a refund, after being inundated with complaints from those who are still being charged the

money-saving expert covers it all.And while we usually hear him dishing out his advice, this weekend he opened up about his personal life on BBC Radio 4's Desert Island Discs.Speaking to the programmes host Lauren Laverne, Martin discussed the lovely reason he wanted to join ITV show This Morning as a money expert and the sudden, devastating loss of his mother when he was just 11-years-old.The financial journalist is often seen on ITV shows Good Morning Britain as well as This Morning and his