On February 7, 2020, Phillip Schofield sat on the This Morning sofa and came out, live on television.
20.01.2022 - 17:58 / dailyrecord.co.uk
Customers arranging home insurance through GoCompare are set to benefit from a free home excess cover, aimed at reducing the cost of making a claim.
Over two years since the comparison site first launched free excess cover for anyone buying car insurance, now GoCompare Home Insurance is also giving away a free £250 home excess cover to those who buy a qualifying home insurance policy.
This means that customers who need to make a claim on their home insurance policy will be reimbursed up to £250 excess when their home insurance claim has been settled - this excludes Accidental Loss or Damage claims.
Hannah Isitt, home insurance spokesperson for GoCompare said: “This is just another initiative from GoCompare that helps people better protect the things that are important to them, and at a time when they most need it - when they need to make a claim.”
Previous research from GoCompare has revealed that policy excesses can be a misunderstood part of an insurance policy, with one in ten car insurance customers not realising just how much they had agreed to contribute when they took out their policy.
An excess is the amount you will have to pay upfront towards a claim you make on your insurance. There are two main types - compulsory and voluntary - which combined make up the ‘total excess’.
The compulsory excess is set by the insurer and will vary depending on several factors and the voluntary excess is chosen by the policyholder.
To reduce the overall cost of premiums, some people agree to make a larger contribution (voluntary excess) if they need to claim, however, while this may lead to a lower annual premium, in the event of a claim, this voluntary excess is added to the compulsory excess - meaning that the total payable will be
On February 7, 2020, Phillip Schofield sat on the This Morning sofa and came out, live on television.
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