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Money-savvy mum saves over £650 to spend on Christmas using simple 1p hack
24.11.2022 - 02:59 / dailyrecord.co.uk
A money-smart mum has saved more than £650 for Christmas using a simple trick that involves putting away just 1p a day. Kate Richards says she will be using the cash to buy presents for loved ones this festive season after following the hack for the third year in a row.
The 33-year-old explained that the by stashing away the pennies everyday, starting with 1p on January 1, then 2p on January 2, 3p on January 3 - and so on, until she was adding £3.65 to the pot on December 31 - she was able to save a whopping £667.95 by the end of the year. She says this is enough to cover Christmas gifts for her whole family, as reported by Hull Live.
Explaining how she does it, the mum-of-one said: "There’s an app and it automatically moves money into your account for you. By the end of the year you’ve got £667.9 and you don’t notice it coming out everyday.
“I’ve done it since 2019 and used it every year for Christmas shopping. They also do it in reverse and start with £3.65 and go down. It links up to the bank and you get a notification each day, you don’t have to think about it and it’s great. I already have all my presents wrapped and everything, it’s all done."
To help manage the savings and make sure she doesn't miss a day, Katie uses an app called IFTTT. It automatically transfers an increasing amount of money on a daily basis, which helps control spending and makes it easier to build up a nest egg.
The Huddersfield resident also said she and her family also do Secret Santa every year instead of buying each relative a gift, which would mean spending £20 per person on seven people - totalling £140. But by using a Secret Santa game, she's been able to keep costs down at a time of year when money is already tight.
"I was buying for
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